How Credits Work¶

Ogadu uses a pay-as-you-go credit system. You purchase credits, and they're consumed when you use AI features.

What Are Credits?¶

Credits are Ogadu's currency for AI operations:

1 credit = $1.00 USD
Credits are displayed to 4 decimal places (e.g., $0.0034).
Individual operations may cost fractions of a cent.

What Uses Credits?¶

Three types of operations consume credits:

Operation	Icon	When It Happens
Chat	💬	Sending a message in an AI chat.
Embedding	🔗	Uploading a file to the Knowledge Base (processing).
Title Generation	📝	Auto-generating a chat title after your first exchange.

Chat Costs¶

The cost of an AI chat message depends on:

The model used (Opus costs more than Haiku).
Input tokens — your message, conversation history, and any knowledge base context.
Output tokens — the AI's response.

Embedding Costs¶

When you upload files to a project's Knowledge Base or a persona's knowledge files, the content is processed into searchable chunks. This processing uses a small amount of credits.

Title Generation¶

When a new AI chat auto-generates a title, a small number of tokens are used to create a relevant title. This is typically a very low cost.

Credit Balances¶

You have two types of credit balances:

Balance	Description
Personal	Your individual credit balance, visible in the sidebar.
Organization	A shared balance for each organization you belong to.

Which balance is charged depends on the project's billing type.

Viewing Your Balance¶

Sidebar — your personal balance is always shown at the bottom, along with any organization balances.
Usage page — see Transaction History for detailed breakdowns.

Running Out of Credits¶

If you don't have enough credits for an operation:

A modal appears showing your available balance and the minimum required.
You can click Add Credits to purchase more immediately.
The operation is cancelled — no partial charges.

If a project's budget cap is reached, a different modal appears. See Budget Caps.